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Pay Later

Spread your payments over 3 or 12 months

Pay Later From iwocaPay

Pay Later is our simple and easy service - powered by iwocaPay. It allows you to spread the cost of your online order or invoice over 3 or 12 months.

You are a Limited Company or LLP Partnership?

Instead of paying 100% upfront you can enjoy a 30-day grace period with the freedom to spread payments over 3 or 12 monthly instalments for orders ranging from 150 to 15000.

It's that simple!💳✨

iwoca

Open an iwoca account today and see how much you can borrow.

Connect with us to initiate your application process.

phone

0345 222 1544

benefits

The benefits of using Pay Later

  • circle Low interest rates

    Borrow now pay nothing for 30 days. Repay in 90 days at 2.5% monthly or in 12 months at 3.33% yearly. No fees for early repayment.

  • circle Improve cashflow

    Pay for your flooring on your terms and unlock working capital to power your business.

  • circle Spread the cost

    Regular payments allow you to pay as you benefit from the asset not have to fund it upfront.

  • circle Soft credit check

    The initial credit check will not show up on or affect your credit report.

  • circle Instant decisions

    Get approved in no time at all just ask the DCTUK team to arrange in a few minutes.

  • circle No hidden fees

    Fixed interest rates and no early repayment fees ensure you know where you stand each step of the way.

Give your trade customers a spending limit up to 15000

Now your trade customers can access their spending limit before they are at checkout with their iwocaPay Account.

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    Outsource risk admin and checks to the experts (us)

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    Increase average order value and customer loyalty

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    Slicker checkout experience for new and exsiting customers

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How It works?

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frequently asked questions

How long do I have to repay?

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Instead of paying 100% upfront you can enjoy a 30-day grace period with the freedom to spread payments over 3 or 12 monthly instalments for orders ranging from 150 to 15000.

How much can can I spread monthly?

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Our partners iwocaPay offer finance from 150 to 15000.

Can a soletrader apply with iwocaPay?

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No only limited companies and LLP companies.

The Better Way to Pay With iwoca

The Better Way to Pay

With iwoca

Efficient cash flow

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Flexible payments that work for you andyour business so you're always in control.

Pay in 3 or Pay in 12

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Spread the cost over 3 or 12 monthlypayments and pay nothing for the first 30days

Increased purchasing power

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From bulk discounts to new projects you'llnever miss an opportunity again.

Happy suppliers

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Suppliers are always paid up front so you canbuild your reputation as a great customer.

Multiple payment plans

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No matter how often you order you cankeep using iwocaPay up to your approvedamount.

Get an approved spending limit

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See how much you can spend using iwocaPay so you can plan future purchases.

Buyer application checklist

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application

Get in touch

If you're eager to get your flooring today with no upfront cost then call our team today on 0345 222 1544 or Whatsapp them if you have any questions. We've love to hear from you (honestly).

Discount Carpet Tiles .Net Limited is authorised and regulated by the Financial Conduct Authority. Registration number 758973.

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